Throwback Thursday: 5 Good 9mm Luger Loads for Personal Defense

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The 9mm Luger is everyone’s caliber. The 9mm is a powerful number well-suited to personal defense. The 9mm easily jolts 115 to 124-grain bullets to well over 1,100 fps. +P or higher-pressure loadings may reach 1,300 fps. The 9mm is not quite as good as some of its fans think, but it is a better cartridge than most of its detractors would have you believe. It has evolved into perhaps the ideal personal-defense caliber for most users.

The 9mm uses a .355-inch bullet. It cannot do the work of larger calibers, but it certainly outclasses smaller calibers. The 9mm offers all of the recoil most shooters are willing to master. A number of very experienced shooters choose the 9mm based on excellent control, good practical accuracy, and a good reserve of ammunition. A compact 9mm Luger handgun is easily controlled with practice. A compact .40 S&W handgun or .38 Special small-frame revolver may be a bear to handle. Some of the finest handguns in the world are chambered for the 9mm Luger cartridge.

Many affordable handguns are chambered in 9mm as well. It is important to choose a loading with a good balance of expansion and penetration. The 9mm needs good expansion to be effective, and all calibers must exhibit adequate penetration for good effect. Non-expanding FMJ loads have proven ineffective. The search was on for five good 9mm defensive loads.

Underwood 9mm Expansion
Underwood’s 124-grain 9mm exhibits good expansion.

When I was given this assignment, I resolved to test each loading not only for reliability and accuracy, but wound potential as well. I tested the loads without regard to advertised velocities or overstated claims. There’s a lot of misinformation regarding wound potential. A lot of folks don’t understand that questioning the veracity of a source is instrumental to understanding and using sources.

Misinformation is staggering. I use water for testing penetration and expansion because it is within 10 percent of gelatin results and much, much easier to work with. While some will say this isn’t valid compared to gelatin testing, the answer is of course it is. As I stated, water and gelatin testing are very close to one another, usually within 10 percent in penetration and expansion results.

Neither bears a close correlation to flesh and bone. The primary advantage of gelatin is that the wound channel may be observed and even preserved. Water only supplies the end result. On the other hand, my work is easily double-checked.

I tested many loads, but ended up with five that I feel fill the most important niche roles of the 9mm Luger. I think they are excellent loads. For testing, I used a Glock 19 9mm handgun. I think it is the most common and best 9mm. A handgun with a shorter barrel may be expected to produce less velocity, while a longer-barrel handgun will exhibit greater velocity. With modern loads, the difference in expansion and penetration may be slight in either barrel length. Reliability is 100 percent in these loads. Accuracy is consistent at 15 yards.

Here’s a quick-guide infographic that shows you the different loads I’ve featured: (Click here to skip directly to the rest of the article.)

5 self defense loads

1. Hornady 100-Grain Critical Defense Lite

This loading fills the need for a low-recoil loading for those of small stature, particularly in a compact handgun. Older shooters may also feel a need for lower recoil. The Hornady load functions well despite lowered bullet weight. Velocity averaged 1,140 fps. Penetration was 12 inches of water and expansion averaged 0.59 inches. This is a credible choice that will serve well for recoil-shy shooters or those using the smallest 9mm handguns.

Hornady Lite 9mm Luger Ammo
The Hornady Lite 9mm 100-grain loads exhibit good expansion.

2. Fiocchi 115-Grain Extrema

This is a good go-anywhere, do-anything load. It works fine in every 9mm I have fired, and offers good accuracy and a clean powder burn. The 115-grain Fiocchi Extrema isn’t loaded too hot or too light, it is just right! Accuracy is excellent. The load averaged 1,160 fps. Penetration was 16 inches and expansion a very consistent 0.55 inches.

Fiocchi Extrema
Fiocchi 9mm has proven reliable and accurate in a variety of the author’s handguns.

3. Hornady 115-Grain Critical Defense

The Critical Defense uses a polymer plug to instigate expansion. This works well against a variety of material. The Hornady Critical Defense load is loaded to 1,151 fps. Penetration was ideal at 16 inches, and expansion was excellent at 0.58 inches. This is a good general-purpose defense load.

Hornady Critical Defense 9mm Luger
Note excellent expansion with the Critical Defense bullet.

4. Underwood 124-Grain JHP

I wanted to test at least one +P or maximum-effort loading. The Underwood loading clocks 1,302 fps average. Recoil was the greatest of any load tested. We probably would not use this one in a sub-compact pistol. Recoil would be greater, and greater slide velocity may lead to malfunctions. The load was reliable in the Glock 19 and accuracy was good. Penetration was 18 inches and expansion the greatest of the test at 0.82 inches. That is a lot of wound potential.

Underwood 9mm Luger Ammunition
The Underwood load is high velocity and high energy, but did not exhibit excessive pressure signs.

5. Buffalo Bore 147-Grain JHP

Buffalo Bore also offers fast-stepping 9mm loads in 115 and 124-grain weight. I wanted to test a heavyweight 9mm. The industry standard for the 147-grain JHP seems to be 960 to 1,000 fps. This loading breaks 1,047 fps average in the Glock 19. This is excellent velocity for a 147-grain bullet, yet recoil isn’t excessive. Reliability is good.

If you have the need for deep penetration against heavily-clothed attackers or feel that light cover is part of the likely scenario, this is a good choice. Penetration was 20 inches and expansion was a reliable 0.56 inches.

Buffalo Bore 9mm Luger Ammo
The Buffalo Bore 147-grain heavyweight is an interesting number.

When you choose personal safety gear, choose what is optimum for your use, not what is popular. Obtain training and build skills, or else resign yourself to defense at arm’s length.

Decide that defending yourself is possible, not impossible. It fails the power of my pen to describe the fear of a fight fought to the finish. Avoid it at all cost, but by the same token, be prepared with the best gear and supplies possible.

What is your favorite 9mm Luger defensive load? Why? Let us know in the comments section below!

Editor’s note: This post was originally published in June of 2020. It has been completely revamped and updated for accuracy and clarity.



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